Thursday 22 November 2007

Free Credit Checks

Following yesterday's report that the Child Benefit Agency lost data records, it is believed that credit reference agencies are in talk with the government about providing free credit checks to the 25 million people affected to detect any ID fraud.

It is still unclear as to who will foot this bill, but Credit Expert by Experian does offer a free 1 month trial. People who are worried that they might have been affected can apply to Experian for this service and view all recent credit applications to ensure there are no stray applications.

If any are detected, these can then be followed up and the banks informed to cancel the credit agreement before any further harm takes place.

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